When you’re poor it doesn’t take much to throw your financial world into a complete tailspin. The upside: the mortgage is covered. The downside: my next pay, all of it, goes to the heating oil company. Cushion left in bank: laughable.
I’m lucky though. If I hadn’t found a second job in July and been squirreling money away for a rainy day then when the storm hit it would have been so much worse. Starting back from zero is a lot better than starting back from less than zero. I’ll take that any day.